From loan origination through enforcement of your rights in the event of default — Spoliansky Law P.A. is the one-stop shop for Florida private lenders.
Michael Spoliansky is not just an attorney who represents private lenders — he is one. As an active hard money lender himself, with a strong network of fellow private lenders, Michael understands the business from the inside out. He knows what lenders need, what risks they face, and what it takes to protect deployed capital quickly and effectively.
That peer-level understanding translates into better legal strategy. When Michael advises a lender, he's drawing on his own experience structuring deals, evaluating collateral, and navigating defaults — not just textbook legal theory.
We are actively looking to expand and deepen our relationships with private and hard money lenders across Florida. If you're looking for a legal partner who truly understands your business, we'd welcome the conversation.
Paid in advance. Credited toward retainer if you retain within 48 hours.
Fee arrangements vary by matter. We'll discuss everything transparently — no surprises.
Most attorneys only show up when something goes wrong. We're with you from day one — structuring the deal correctly so you're protected before any problem ever arises.
Properly drafted promissory notes, mortgages, deeds of trust, personal guarantees, and loan agreements — structured to protect your position from the start.
Through Allied Title & Trust, we handle the closing and issue lender's title insurance — ensuring clean title and a fully insured position at funding.
Modifications, forbearance agreements, extension negotiations, and restructuring to manage performing and non-performing loans without litigation.
Foreclosure prosecution, note enforcement, lien priority disputes, quiet title, and IRS tax lien matters — full enforcement of your rights in the event of default.
Promissory notes, mortgages, personal guarantees, and loan agreements drafted to Florida standards — protecting your position before the first dollar is deployed.
Lender's title insurance through Allied Title & Trust — attorney-owned, attorney-reviewed. Know your collateral is clean before you fund.
Enforce your note and mortgage through Florida judicial foreclosure. From lis pendens through certificate of title and deficiency judgment.
Clear competing liens, resolve title clouds, and establish your priority position so the property can be sold or refinanced clean.
Restructured payment plans, modification agreements, and forbearance arrangements that protect your position while providing a path forward.
Navigate competing lien positions, IRS tax lien priority disputes, and federal compliance procedures that protect your secured position.
Michael is actively expanding his relationships with private and hard money lenders across Florida. Whether you need legal support on a single deal or a trusted legal partner for your entire lending operation — let's talk.
30-minute consultation · $250 paid in advance · Credited toward retainer if retained within 48 hours
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